We're local. We live and work right here in Niagara, so we know the city's rhythm, the market realities, and what buyers and homeowners across the region are actually dealing with.
Whether you're buying your first home and moving out of your apartment in downtown Welland, renewing your mortgage out in Dain City, or refinancing your small business, the goal is the same. We offer clear advice, no pressure, and a mortgage that supports your life.
Our approach is simple: education, transparency, and communication, every step of the way. You'll always know what's happening, why it matters, and what comes next — whether you're buying a new build in Dain City or settling into an established neighbourhood near Chippawa Park.
With over 11 years in financial services and more than 200 five-star reviews from clients across Welland and the Niagara Region, Tyler Hibbs and his team have built a reputation for making mortgages clear, stress-free, and surprisingly easy to understand.
It's mortgage advice that puts you first — because confidence starts with clarity.
Your new home starts with a solid plan. From pre-approval to closing, we'll guide you through every step - clear, confident and stress-free.
Your goals change - your mortgage should too. We'll help you refinance strategically to save money, unlock equity, and move closer to your long-term goals.
A new chapter should feel exciting - not stressful. With the right support, we’ll make your mortgage experience clear, calm, and simple from start to finish.
Take control of your debt, one payment at a time. Simplify your finances, lower your monthly payments, and start moving toward real financial freedom.
Build wealth with a strategy that makes sense. We'll help you structure your investment financing for long-term growth, flexibility and peace of mind.
Don't just renew, REVIEW. Before you sign on the dotted line, let's explore your options and make sure your next term works best for you and your current chapter.
Your home can help fund your next chapter. A reverse mortgage can provide financial freedom and flexibility in retirement, with expert guidance along the way.
Your business tells a bigger story than your tax return. We'll help you find mortgage solutions that recognize your full financial picture - not just the numbers on paper.
A good mortgage isn't just a number — it's how the mortgage behaves when life changes. When you work with Niagara Mortgages, you get a clear plan, not just a rate quote and a "good luck."
And what life looks like changes depending on where you are in Welland. We know the Rose City. We know the market, the neighbourhoods, and what buyers and homeowners here are really up against, so the right plan looks different block by block.
Choice gives you confidence - and better outcomes.
HONEST Advice
No jargon, no pressure - just clear guidance you can trust.
QUICK TURNAROUNDS
Efficient, responsive, and on YOUR schedule
CLARITY AT EVERY STEP
From first call to final signature, you'll always understand what's happening and why.
Posted on Google
Matthew Terlouw
Trustindex verifies that the original source of the review is Google.
Tyler was great to work with. He took the time to explain everything carefully and always responded promptly.
Posted on Google
jacob abbott
Trustindex verifies that the original source of the review is Google.
Highly recommend Tyler, he has made our experience buying our first house stress free and seamless. From the first meeting Tyler he was extremely patent and was always making sure we understood everything before moving further in the process to ensure we were comfortable. Tyler was always available for us any time we needed him weather it was a text, phone call or email he was fast to respond and gets you the exact information you need. We will definitely be using Tyler in the future again for his above and beyond service.
Posted on Google
John V
Trustindex verifies that the original source of the review is Google.
Tyler was amazing to deal with. Tyler helped my fiance and I understand affordability, variable vs fixed mortgage rates, and other aspects which ultimately lead to to purchasing our new home.
Thank you so much Tyler for making this process as simple and straightforward as possible. Highly recommend!!!!
Posted on Google
Leyla Baransel
Trustindex verifies that the original source of the review is Google.
Tyler was incredibly helpful throughout my mortgage renewal process. He took the time to explain my options clearly, answered all my questions, and helped me feel confident about making the right decision. I really appreciated his patience, knowledge, and genuine willingness to help. I would highly recommend Tyler to anyone looking for guidance with their mortgage renewal.
Posted on Google
Kirstin Jensen
Trustindex verifies that the original source of the review is Google.
I had an exceptional experience working with Tyler and his team. As a first-time home buyer, the mortgage process was new to me, and Tyler made it feel incredibly straightforward from start to finish.
He was extremely knowledgeable, responsive and genuinely focused on making sure I understood the process and was getting the best possible rate. He took the time to answer every question, explain things clearly and make sure everything moved along smoothly.
Tyler and his entire team were attentive and diligent throughout the process. Emails and questions were answered incredibly quickly, and I always felt supported and knew exactly what was happening and what I needed to do next. They went above and beyond.
I couldn’t have asked for a better experience, particularly for my first home purchase. I would absolutely recommend Tyler to anyone looking for a knowledgeable, responsive and trustworthy mortgage professional.
Posted on Google
Mary Picard
Trustindex verifies that the original source of the review is Google.
Tyler did an absolutely stellar job of arranging a mortgage for me, in an very unusual situation. I am an older single woman and wanted to get a duplex to help with the financing. Both my bank and the credit union that I normally I deal with put all kinds of restrictions on the mortgage and it became impossible to manage. Tyler cut through all that nonsense and found a flexible solution that is very advantageous to me. He did a very thorough job of educating me over every facet of the deal, and made himself available at every turn. He was very understanding of all the stress of this for me, at this time of my life. Bree was equally good in her functions of obtaining all the information and keeping everything of track. Both of them are very easy to deal with, they have lovely personalities and very caring and patient natures. I am so glad that they were recommended to me. Mary Picard.
Posted on Google
Lisa Ireland
Trustindex verifies that the original source of the review is Google.
I highly recommend Tyler! Even though I’m still in the early stages of the home-buying process, he’s made everything feel straightforward and stress-free. He was incredibly quick to respond, took the time to answer all of my questions, and has been knowledgeable, patient, and professional throughout the process.
Getting pre-approved was seamless thanks to Tyler’s guidance, and I always felt informed and supported. His communication has been excellent, and it’s clear that he genuinely cares about providing great service. I wouldn’t hesitate to recommend him to anyone looking for a reliable and responsive mortgage broker.
Posted on Google
Cailey Anderson
Trustindex verifies that the original source of the review is Google.
Highly recommend Tyler and Bree! As a first time home buyer, we were overwhelmed by the process but he took the time to explain things thoroughly and review all of our options in detail. Very personable, responsive, and knows his stuff!
YOU DON'T HAVE TO DO THIS ALONE
Whatever you're walking into, we've done it before — and we can walk you through it. Maybe you're buying your first place and finally getting out of the rental cycle. Maybe you're a new build in Dain City and need financing that fits a closing date that keeps moving.
Maybe your income doesn't fit neatly on a T4 and every bank keeps making you prove yourself twice. We know our way around the industry, and we know the tricks that put more of your money back in your pocket.
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